So I wrote this post yesterday about my first experience with TRA (Totally Rad Actions) actions. As a reader request, here are some comparison pics with and without the actions applied. Feel free to click and open in a separate window as they may be easier to view that way.
I also used some goodies from Pugly Pixel. I read a number of DIY and crafting blogs and noticed that this sort of layout is rather popular in that sphere. I used a template set called Hand-Drawn Post Layouts for that text border thing.
So there you have it. For less than $800 you can get the Nikon D3200 – a 24 megapixel dSLR that probably has better specs than the top of the line dSLRs like 6 years ago (besides build quality of course). $300 will get you both TRA1 and TRA2 action sets. Pugly Pixel has dozens of photo and text border-background-layout thingies at very reasonable prices. What are you waiting for?
Go forth and be creative.